Rates

APY = Annual Percentage Yield. Rates effective as of 3/26/2025. Fees may reduce earnings. The interest rate and annual percentage yield may change after account opening.

Certificates of Deposit (CDs) Learn More

Term Daily Balance Minimum Opening Deposit Interest Rate APY
7 - 31 Day $0 - $99,999.99 $100 2.35% 2.38%
7 - 31 Day $100,000+ $100 2.40%

2.43%
3 Month $0 - $99,999.99 $100 3.86% 3.92%
3 Month $100,000+ $100 3.96% 4.02%
6 Month $0 - $99,999.99 $100 3.82% 3.86%
6 Month $100,000+ $100 3.92%

3.96%
1 Year $0 - $99,999.99 $100 3.67% 3.70%
1 Year $100,000+ $100 3.77% 3.81%
18 Month $0 - $99,999.99 $100 3.63% 3.66%
18 Month $100,000+ $100 3.73% 3.76%
2 Year $0 - $99,999.99 $100 3.60% 3.63%
2 Year $100,000+ $100 3.70% 3.73%
2 Year Variable Rate $0 - $99,999.99 $100 3.60% 3.63%
2 Year Variable Rate $100,000+ $100 3.70% 3.73%
3 Year $0 - $99,999.99 $100 3.85% 3.89%
3 Year $100,000+ $100 3.95% 3.99%
4 Year $0 - $99,999.99 $100 3.97% 4.01%
4 Year $100,000+ $100 4.07% 4.11%
5 Year $0 - $99,999.99 $1,000 3.92% 3.96%
5 Year $100,000+ $1,000 4.02% 4.06%

 

7 - 31 Day
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate2.35%
APY2.38%
7 - 31 Day
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate2.40%
APY

2.43%

3 Month
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.86%
APY3.92%
3 Month
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.96%
APY4.02%
6 Month
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.82%
APY3.86%
6 Month
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.92%
APY

3.96%

1 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.67%
APY3.70%
1 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.77%
APY3.81%
18 Month
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.63%
APY3.66%
18 Month
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.73%
APY3.76%
2 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.60%
APY3.63%
2 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.70%
APY3.73%
2 Year Variable Rate
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.60%
APY3.63%
2 Year Variable Rate
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.70%
APY3.73%
3 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.85%
APY3.89%
3 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.95%
APY3.99%
4 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.97%
APY4.01%
4 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate4.07%
APY4.11%
5 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$1,000
Interest Rate3.92%
APY3.96%
5 Year
Daily Balance$100,000+
Minimum Opening Deposit$1,000
Interest Rate4.02%
APY4.06%

a) A penalty may be imposed for early withdrawal.

b) The interest rate and annual percentage yield may change after account opening

Classic Checking Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $249,999.99 $100 0.20% 0.20%
$250,000 - $999,999.99 $100 0.25% 0.25%
$1,000,000.00+ $100 0.30% 0.30%
0 - $249,999.99
Minimum Opening Deposit$100
Interest Rate0.20%
APY0.20%
$250,000 - $999,999.99
Minimum Opening Deposit$100
Interest Rate0.25%
APY0.25%
$1,000,000.00+
Minimum Opening Deposit$100
Interest Rate0.30%
APY0.30%

Secure Checking Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $249,999.99 $100 0.20% 0.20%
$250,000 - $999,999.99 $100 0.25% 0.25%
$1,000,000.00+ $100 0.30% 0.30%

 

0 - $249,999.99
Minimum Opening Deposit$100
Interest Rate0.20%
APY0.20%
$250,000 - $999,999.99
Minimum Opening Deposit$100
Interest Rate0.25%
APY0.25%
$1,000,000.00+
Minimum Opening Deposit$100
Interest Rate0.30%
APY0.30%

Classic Business Checking Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $249,999.99 $100 0.20% 0.20%
$250,000 - $999,999.99 $100 0.25% 0.25%
$1,000,000.00+ $100 0.30% 0.30%
0 - $249,999.99
Minimum Opening Deposit$100
Interest Rate0.20%
APY0.20%
$250,000 - $999,999.99
Minimum Opening Deposit$100
Interest Rate0.25%
APY0.25%
$1,000,000.00+
Minimum Opening Deposit$100
Interest Rate0.30%
APY0.30%

Regular Savings Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $99,999.99 $100 1.40% 1.41%
$100,000.00+ $100 1.45% 1.46%
0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate1.40%
APY1.41%
$100,000.00+
Minimum Opening Deposit$100
Interest Rate1.45%
APY1.46%

Money Market Account Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $99,999.99 $1,000 2.20% 2.22%
$100,000 - $249,999.99 $1,000 2.60% 2.63%
$250,000 - $999,999.99 $1,000 3.00% 3.04%
$1,000,000.00+ $1,000 3.10% 3.14%
0 - $99,999.99
Minimum Opening Deposit$1,000
Interest Rate2.20%
APY2.22%
$100,000 - $249,999.99
Minimum Opening Deposit$1,000
Interest Rate2.60%
APY2.63%
$250,000 - $999,999.99
Minimum Opening Deposit$1,000
Interest Rate3.00%
APY3.04%
$1,000,000.00+
Minimum Opening Deposit$1,000
Interest Rate3.10%
APY3.14%

IRA Certificates Learn More

 

Term Daily Balance Minimum Opening Deposit Interest Rate APY
1 Year Variable Rate $0 - $99,999.99 $100 3.67% 3.70%
1 Year Variable Rate $100,000+ $100 3.77% 3.81%
1 Year $0 - $99,999.99 $100 3.67% 3.70%
1 Year $100,000+ $100 3.77% 3.81%
18 Months $0 - $99,999.99 $100 3.63% 3.66%
18 Months $100,000+ $100 3.73% 3.76%
2 Year $0 - $99,999.99 $100 3.60% 3.63%
2 Year $100,000+ $100 3.70% 3.73%
3 Year $0 - $99,999.99 $100 3.85% 3.89%
3 Year $100,000+ $100 3.95% 3.99%
4 Year $0 - $99,999.99 $100 3.97% 4.01%
4 Year $100,000+ $100 4.07% 4.11%
5 Year $0 - $99,999.99 $1,000 3.92% 3.96%
5 Year $100,000+ $1,000 4.02% 4.06%

 

1 Year Variable Rate
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.67%
APY3.70%
1 Year Variable Rate
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.77%
APY3.81%
1 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.67%
APY3.70%
1 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.77%
APY3.81%
18 Months
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.63%
APY3.66%
18 Months
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.73%
APY3.76%
2 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.60%
APY3.63%
2 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.70%
APY3.73%
3 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.85%
APY3.89%
3 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate3.95%
APY3.99%
4 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$100
Interest Rate3.97%
APY4.01%
4 Year
Daily Balance$100,000+
Minimum Opening Deposit$100
Interest Rate4.07%
APY4.11%
5 Year
Daily Balance$0 - $99,999.99
Minimum Opening Deposit$1,000
Interest Rate3.92%
APY3.96%
5 Year
Daily Balance$100,000+
Minimum Opening Deposit$1,000
Interest Rate4.02%
APY4.06%

a) A penalty may be imposed for early withdrawal.

b) The interest rate and annual percentage yield may change after account opening

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